PM Advisors Sdn Bhd

PM Advisors Sdn Bhd (PMA) is a payment management advisory company providing both consultancy and solution to address the competitive needs of card and payment transaction business.

Services include:
  • Payment consultancy services to merchants, acquirers and global consulting companies.
  • Advisory services to acquirers in recommending the best global solutions and services with the objective of increasing the competitiveness of acquirers through the following strategies.
    • Same price with better service
    • Same service with lower price
  • Merchant recruitment services on behalf of acquirers.
  • Payment terminal deployment and after sales service with 24×7 help desk and onsite service.

Our Vision

To help Malaysia move towards a cashless society.

Our Mission

To continuously lower the cost of merchant acceptance
point to encourage merchant to accept e-payment.


Alex Tay Beng Lock

Alex Tay Beng Lock graduated with a Bachelor of Engineering (Electrical with Distinction) from Carleton University, Ottawa, Ontario, Canada in 1984. He started his career as Sales Engineer in Mecomb Sdn Bhd, a subsidiary of Sime Darby, selling Test & Measurement instrumentation and system to the electrical and electronic industries.He joined Hewlett-Packard Sales Malaysia’s Test & Measurement Division as a Staff Field Engineer in 1986, and had four promotions to rise to the position of Business Manager (Country Head) of Test & Measurement Division in 1990. He joined Delteq (M) Sdn Bhd, an IT system integrator company, as Director and General Manager in 1992.

He later left for UK in 1995 to further his study and graduated with MBA (the only Distinction student in the class of 100) from Middlesex University, London, UK in 1996. Upon returning to Malaysia, he joined GHL Automation Sdn Bhd as General Manager in 1996, later assumed the position of Managing Director of GHL Technologies Sdn Bhd in 1997. He is instrumental in the restructuring of GHL Group of Companies, first by closing down three businesses; IT Distribution, IT Retailing (Computerland) and IT Training, second by doubling the IT System Integration business and later sold it to Jardine Group in 2000, and lastly focusing in payment industry starting in 1999. As the Group Managing Director, he is one of the key persons responsible for the growth and leadership of GHL Systems Berhad in payment industry, listed GHL Systems Berhad in MESDAQ, Bursa in 2003, migrated to Mainboard, Bursa in 2007. He decided for early retirement in 2011 at the age of 50, when there are changes in major shareholders in GHL Systems Berhad. He is now the owner and director of PM Advisors Sdn Bhd, and successfully partner with AmBank, Maybank and Umobile in the deployment of payment terminals.

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Lam Seng Tuck

Graduated with Masters of Chemical Engineering and Business Management with Honours from University of Manchester, Manchester, United Kingdom in 2013. Started career as a R&D Engineer in Yokohama Batteries, successfully implemented and accomplished projects which contributed 40% profits for the company within a year of involvement. He joined Huawei Malaysia in 2015 with a position in Solution Sales.

Within 1 ½ years, he was acknowledged with the role and responsibility of acting Manager, having achieved targeted sales and secured major bidding projects with revenue up to 20 million. Later, he joined PM Advisors Sdn Bhd as Business Engineer in 2017 and providing payment solutions to the top banks in Malaysia. He was promoted to Business Development Manager in 2018, and further promoted to Business Manager in 2020. 

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Fong See Yee

Graduated with Diploma in Electronic Engineering in 1996. He joined GHL is 1997 as technician and later promoted to Assistant Manager. He subsequently joined PM Advisors Sdn Bhd in 2015 as Operation and Service Manager. Fong has accumulated 23 years of servicing payment terminal experience in the engineering field.

Payment Services

PMA offers a wide variety of payment solutions, each with enhanced features designed to help acquirers cut costs, increase sales and improve ROI and productivity.

© 2019 PM Advisors Sdn Bhd (Co. No. 945376-U). All rights reserved.